A Member Says: 

"The Council is the single most important membership that our firm participates in. Everything from networking with peers who perform around the country at our level, access to our key legislators which has been invaluable for us, and advocacy and representing us at the federal level on very important issues that directly impacts our ability to continue to grow."

Health Care Reform Information Center

President Obama signed comprehensive health care reform legislation into law on March 23, 2010, significantly impacting the employer-provided benefits marketplace. As a result, The Council established the Health Care Reform Information Center as a tool to help you and your clients navigate through complex issues in the new regulatory environment.

This information is updated frequently and will continue to evolve. We will keep you posted of significant developments as they occur. If you have any questions on these materials, please contact Joel Kopperud at joel.kopperud@ciab.com.

Materials For Brokers  HHS Guidance on State and Federally Facilitated Exchanges  UPDATED!  State Health Exchanges Under Construction: Getting Involved   NEW! HHS Announces CO-OP Grants, Clarifies Conflict of Interest Language  Final Rule Issued on Uniform Summary of Benefits and Coverage Requirements   Webinar: Cigna Compensation Changes   UnitedHealthcare's Change to Broker/Service Provider Compensation   UHC's Letter to Clients   Compensation FAQs   Broker/Service Provider Compensation Changes Checklist   Billing & Collection Agreement   Billing & Collection Agreement - Exhibit 1     Client/Broker/Service Provider Acknowledgement Letter   Commission and Service Fee Conversion Formula and Table Flyer    Employer HCR Law Communication Mandate Delayed  Council Submits Comments on Premium Tax Credits and Exchange Standards and Eligibility Determinations  More Proposed Regulations Issued Regarding Health Insurance Exchanges		Materials For Employers NEW! Guidance on Non-dollar Limits on EHB, Application of Annual and Lifetime Limits Rules  Final Rule Issued on Uniform Summary of Benefits and Coverage Requirements  New Info On Timing of Auto-Enrollment and Safe Harbor Provisions for Employer Mandate  Obama Administration Offers Compromise on Contraceptive Requirements  Employer HCR Law Communication Mandate Delayed   Council Submits Comments on Premium Tax Credits and Exchange Standards and Eligibility Determinations   Developments on PPACA-Mandated Benefits  Treasury Provides More Details on Planned Safe Harbor for Plan Affordability Calculations Under Employer Mandate     Employee Notices Required by PPACA    Issues Regarding Expatriate Employees Under PPACA    Treatment of Noncitizens Under PPACA
Legislative and Regulatory Intelligence May 16, 2012   HHS Guidance on State and Federally Facilitated Exchanges   May 15, 2012   Steptoe & Johnson Memo: Analysis on Guidance on Enforcement of Summary of Benefits Requirements in First Year   May 11, 2012   Council Comments on Establishment of Exchanges and QHPs and Exchange Standards for Employers   May 11, 2012   Steptoe & Johnson Memo: HHS Rule for Issuers that Meet MLR Standard   Mar 20, 2012   Steptoe & Johnson Memo:  Further HHS proposals concerning contraceptives   Feb 28, 2012   HHS Announces CO-OP Grants, Clarifies Conflict of Interest Language  Feb 28, 2012   Guidance on Non-dollar Limits on EHB, Application of Annual and Lifetime Limits Rules  Feb 16, 2012   Final Rule Issued on Uniform Summary of Benefits and Coverage Requirements  Feb 16, 2012   New Info On Timing of Auto-Enrollment and Safe Harbor Provisions for Employer Mandate  Feb 16, 2012   Obama Administration Offers Compromise on Contraceptive Requirements  Nov 21, 2011   Employer HCR Law Communication Mandate Delayed  Nov 1, 2011   Council Submits Comments on Premium Tax Credits and Exchange Standards and Eligibility Determinations   Oct 26, 2011   CLASS Act Eliminated by Administration  Oct 14, 2011   Developments on PPACA-Mandated Benefits  Oct 14, 2011   Treasury Provides More Details on Planned Safe Harbor for Plan Affordability Calculations Under Employer Mandate   Oct 14, 2011   HHS Issues Proposed Rule for Uniform Summary of Benefits and Coverage   Oct 14, 2011   Guidance Issued on HRA Reimbursement  Nov 4, 2010   Nondiscrimination Comments on Notice 2010-63   Sep 27, 2010   The Council's Legislative Achievements		Resources                     Apr 13, 2012   The Health Care Blog by Mike Turpin  A Council member, Turpin is EVP, USI Holdings Corporation. Mar 9, 2012   Health Care Reform Survey 2011-12   Mar 14, 2011   Lockton Health Reform Modeling   Oct 13, 2010   Additional FAQs on Health Care Reform Published by Federal Agencies Part 3  Oct 13, 2010   Additional FAQs on Health Care Reform Published by Federal Agencies Part 2  Oct 6, 2010   The Role of the Health Care Broker Consultant   Oct 6, 2010   Creating & Managing a Group Health Care Plan: A Simple Diagram   Sep 16, 2010   HHS Warns AHIP Not to Blame Premium Increases on PPACA  Jul 28, 2010   Steptoe & Johnson Memo: IFR Internal Claims Review / Appeals / External Review Process   Jul 16, 2010   Steptoe & Johnson Memo: IFR on Preventative Services   Jun 30, 2010   HHS Recently Released Regulations & Guidance  Jun 22, 2010   Steptoe & Johnson memo: Annual Limits etc.   Jun 21, 2010   Steptoe & Johnson memo: Grandfathering Rules - Opportunity to Comment on Interim Final Rules   Jun 14, 2010   Steptoe & Johnson memo: Grandfathering Rules  Jun 9, 2010   Steptoe & Johnson Memo: Small Business Wellness Grant Program   May 11, 2010   Steptoe & Johnson memo:  Extension of Dependent Coverage    May 5, 2010   Steptoe & Johnson memo: Early Retiree Reinsurance Program   Apr 12, 2010   Implementation Timeline for Federal Health Care Reform Package    Apr 12, 2010   Provisions of the Federal Health Care Package    Apr 6, 2010   Tax and Revenue Provisions of the Federal Health Care Package    Mar 23, 2010   Copy of the Entire Health Care Reform Bill   Jan 7, 2010   Steptoe & Johnson memo: Reconciliation Bill